TODAY'S RATE*
30 Year Fixed 5.875%
15 Year Fixed 5.625%
10 Year Fixed 5.625%
FHA/VA 30 YR Fixed 6.00%
The best rate guarantee applies to a 30, 15, 20, 10 year fixed or 3/1, 5/1, 7/1 arm on a single-family owner occupied detached residence with a minimum loan amount of $100,000, an LTV under 80% and a 720 minimum credit score. To qualify for the best rate guarantee, you must provide a system generated complete signed good faith estimate and truth-in-lending disclosure from the competing lender with an identical loan program that includes all loan parameters, all detailed closing costs, discount and origination points or fees in writing and dated the same day as our good faith estimate. E-mailed quotes will not be accepted and you must notify us of the competing offer within 24 hours of receipt of that offer and allow us to compete for your business. We will review and verify the rate and fees listed on the documents submitted and have the option to beat the competitor's rate and / or pricing with a superior offer or pay you $250. If we do not provide you a superior offer, to be eligible to receive the $250 you must provide us the signed HUD I settlement statement and signed Note with that competing lender confirming the exact, identical terms specified in that lenders competing good faith submitted to us to compare to the closed home mortgage.