TODAY'S RATE*
30 Year Fixed 4.25%
20 Year Fixed 4.25%
15/10 Year Fixed 3.75/3.75%
FHA/VA 30 YR Fixed 4.375%
Back to the FAQ
How does my credit score affect my ability to get a loan?
While good credit is important, your credit does not have to be perfect. All mortgage programs have criteria that must be satisfied. Such conditions must be met in order for a loan to receive final approval. Judgments, outstanding collections, and /or being consistently 30 days late on payments will all affect your credit, but will not necessarily prevent you from qualifying for a loan.