TODAY'S RATE*
30 Year Fixed 3.875%
20 Year Fixed 3.75%
15 Year Fixed 3.25%
10 Year Fixed Rate 3.25%
ApprovedMortgageOnline.com's closing costs are:
Third Party Fees
These are the usual and customary fees paid to a third party service provider to process and close your loan:
Appraisal Fee 390.00 or less
Closing Agent Fee 330.00
Credit Bureau 31.00 or less
Recording Fee 80.00
Flood Certificate 9.00 or less
Title Policy
Purchase 225.00
Refinance varies by loan amount, call for quote
Underwriting
/ Administration Fee 845.00 or less
*this varies by the lender who will service your loan
Kansas Mortgage Registration Tax
(State of Kansas only) .26% of loan amount
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Estimated TOTAL closing costs
Based on $175,000.00 conventional
purchase loan in Missouri $1910.00
Please call for a personalized quote.
Prepaid Items Required:
In addition to closing costs, you will be required to prepay a few items at closing. These are not additional costs to obtain the loan, but are items required to prepay for property tax escrow, homeowners insurance escrow, mortgage insurance escrow (if required), and per diem interest.
Per Diem Interest
From date of closing to end of month.
1st years Homeowners Insurance
First years premium for policy if due.
Homeowners Insurance Escrow
2 to 3 months depending on Closing Date
Property Tax Escrow
2 to 3 months depending on Closing Date
We will be happy to prepare a comprehensive "Good Faith Estimate" for you based upon your mortgage requirement. Contact our office and a loan professional will ask a few questions to allow us to prepare a specific "Good Faith Estimate" generated for your particular property. Our loan professionals are proficient in the most up to the minute technology to make your loan application process a fast, accurate and comfortable experience.
Kansas Licensed Mortgage Company MC0002252
Missouri Licensed Mortgage Company 11-1849
NMLS # 245406