APPROVED MORTGAGE ONLINE
(913) 599-0001
TODAY'S RATE*
 30 Year Fixed 6.375%
 15 Year Fixed 5.875%
 10 Year Fixed 5.875%
 FHA/VA 30 YR Fixed 6.375%
CONTACT US
If you would like more information, give us your name and phone number and we'll get back to you in 24 hours or feel free to give one of our loan consultants a call.

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Rates are the lowest in years!
The time to refinance your mortgage is NOW!
Are you waiting to see if rates will go lower still? The time to act is now before rates go up and you are stuck paying too much in interest! At Approved Mortgage we have an answer to this dilemma...

It's true! We offer NO COST refinancing!

How other programs work:
At other mortgage companies, you get the best fixed rate possible at the time you purchase or refinance by paying your own closing costs. If you ever want a lower rate, you must pay your own closing costs again just as you did when you purchased or refinanced your home. This can amount to thousands of dollars out of pocket or worse taken out of your home's equity.

How it works with Approved Mortgage NO COST refinance:
Should you refinance today only to find that tomorrow you could have saved 1/4%? With a true NO COST refinance you can act NOW and start saving money each month. No need to worry that you spent thousands to refinance your mortgage only to find that rates are lower still! You can refinance your mortgage at NO COST and Approved Mortgage will watch the rates for you! When rates fall, which they do eventually, we will gladly lower your rate and pay all of your closing costs. You are able to lower your rate without adding thousands to your loan amount. You don't need to worry that you are not getting the lowest rate out there and possibly wait too long to decide to refinance your mortgage. With rates this low the time to act is now! ThatÂ’s why we will pay your closing costs again and again to keep your rate as low as possible. You add nothing to the principle balance of your loan amount! That is the benefit of an Approved Mortgage NO COST loan. As long as rates continue to fall you can continue to take advantage of even small decreases in rates. You may refinance as many times as you would like.

How do we accomplish this?
Mortgage lenders are paid a commission or "Yield Spread Premium" on the back end of the loan. With that money we are able to pay your closing costs and still make a profit on the loan. Some lenders just pocket this money and do not pass the savings to their customers. At Approved Mortgage we make a little money, you save a little money and it is a win/win answer to start saving right away.