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Should I use the lender recommended by my realtor?

Your realtor is not a financial expert. He or she may not know which loan is best for you. Your realtor gets a commission only when your transaction closes. As a result, the realtor may refer you to a lender who will close your loan, but who may not have the best rates or fees. Also, many realtors refer you to one of their friends in the loan business, or their "in house" mortgage company - - who also may not have the best rates or fees. Although most realtors are professional and concerned about your best interests, you should do your own homework. We recommend shopping for a loan with at least three mortgage companies before you make a decision. There are countless stories of consumers who ended up paying higher rates, or got a loan that was not right for them, because they blindly followed their realtor's advice.



Kansas Licensed Mortgage Company MC0002252

Missouri Licensed Mortgage Company 11-1849

NMLS # 245406